Merchants Walk Dental
Insurance & Financing4 min read

What Payment Options Are Available?

Published: October 2026Updated: October 2026Written by Merchants Walk Dental Team

What Payment Options Are Available?

Quick Answer

Merchants Walk Dental accepts most major dental insurance plans, cash, personal checks, all major credit cards, and CareCredit financing. We also offer in-house payment plans for qualifying patients. Our team will review your options before treatment so there are no surprises.

What You'll Learn

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Insurance
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Credit cards
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Financing
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In-house plans
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Dental Insurance

We accept most major PPO dental insurance plans and will verify your benefits before your appointment. Our team will explain your coverage, estimated patient portion, and any deductibles or annual maximums that apply. We submit claims on your behalf and work to maximize your benefits. If you are unsure whether we accept your plan, call our office and we will check for you.

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Credit Cards and Cash

We accept all major credit cards including Visa, Mastercard, American Express, and Discover. Cash and personal checks are also accepted. Payment is due at the time of service for most treatments. For larger treatment plans, we encourage patients to discuss payment arrangements in advance so we can find an approach that works for your budget.

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CareCredit Financing

CareCredit is a healthcare credit card that allows you to finance dental treatment with low monthly payments. Many CareCredit plans offer promotional periods with no interest if the balance is paid in full within the promotional window. You can apply for CareCredit online or in our office. Approval is typically fast, and you can use your card the same day. CareCredit is a popular option for larger treatments like implants, Invisalign, or full-mouth restorations.

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In-House Payment Plans

For patients without insurance or with significant out-of-pocket costs, we offer in-house payment arrangements on a case-by-case basis. Contact our office to discuss your situation. We are committed to helping patients access the care they need and will work with you to find a solution. A treatment coordinator can review all your options and provide a written estimate before any work begins.

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Frequently Asked Questions

Questions About Payment?

Our team will walk you through your options before your appointment โ€” no surprises.