No surprises, ever
Insurance & Payment Options
We believe every patient deserves to know exactly what their care will cost — before they ever sit down in the chair.
Our commitment to you
Transparent Costs, Zero Surprises
Before your appointment, we collect your insurance information and begin the insurance verification process right away. That means by the time you arrive, we already know what your dental benefits cover — and we'll walk you through any out-of-pocket costs before a single procedure begins. We welcome patients from Marietta, Roswell, Alpharetta, Sandy Springs, Kennesaw, Woodstock, and across the greater Atlanta area.
Our priority is to be clear and upfront with you about pricing. Whether you have PPO dental insurance or are using out-of-network dental benefits, you will always know what something costs before you agree to it. No hidden fees, no billing surprises after the fact.
Our goal isn't just to tell you what your insurance covers — it's to help you understand it. If you ever have questions about your benefits, we're happy to explain them in plain language.
We collect your insurance info upfront
When you schedule, we ask for your insurance details so we can get started on verification right away.
We verify your benefits before you arrive
Our team contacts your insurance provider in advance to confirm exactly what is covered under your plan.
We review costs with you before treatment
Before any procedure, we walk you through what your insurance will cover and what your estimated out-of-pocket cost will be.
You decide — fully informed
You never have to agree to anything without knowing the cost first. Your care, your choice.
Major carriers we work with
+ 50 more carriers accepted — call us to verify yours
Looking for a Delta Dental dentist, MetLife dentist, Cigna dentist, Aetna dentist, Guardian dentist, or Blue Cross Blue Shield dentist in East Cobb? We work with all of these plans and many more. New patients are always welcome.
Good news about out-of-network coverage
Even if we're not in-network with your PPO dental insurance, many plans still provide out-of-network dental benefits. Our team will verify your coverage and explain your estimated benefits before treatment. And we accept the in-network and out-of-network fees so it still benefits the patient!
Step by step
How Insurance Works at Merchant's Walk Dental
From scheduling to treatment — here's exactly how our insurance verification process works so you can use your dental benefits with confidence. New to our practice? Learn what to expect at your first visit.
Schedule your appointment
Call us or book online. We'll ask for your insurance information at this step so we can get started right away. You can also complete your new patient forms online before your visit to save time.
Provide your insurance information
Share your insurance card details — carrier name, member ID, and group number. We take it from there.
We verify your benefits
Our team contacts your insurance provider before your visit whenever possible to confirm exactly what your plan covers.
We explain your estimated coverage
Before any treatment begins, we walk you through your estimated insurance coverage and your out-of-pocket costs — clearly and without pressure.
You receive treatment knowing what to expect
You decide what to move forward with, fully informed. No surprises on your bill, no decisions made without your knowledge.
Real Example
Patient Needs a Crown
We verify your benefits
Before your appointment, we contact your insurance and confirm your crown coverage, deductible status, and annual maximum remaining.
We explain your estimated costs
We tell you: your insurance is estimated to cover 50% of the crown. Your estimated out-of-pocket is approximately $X — and we explain exactly why.
We discuss the treatment
We explain why the crown is needed, what the procedure involves, and answer any questions you have before you agree to anything.
No surprises at your appointment
When you come in, we review the costs with you again before we begin. You always know what you are agreeing to.
No One Likes Unexpected Dental Costs
Our goal is to help you understand your insurance benefits before treatment begins whenever possible. We'll review your estimated coverage, explain your options, and answer your questions so you can make informed decisions about your care.
No insurance? No problem.
You Are Still Welcome Here
Not having dental insurance does not mean you are not welcome at Merchant's Walk Dental. We see patients with and without insurance every single day, and we treat everyone the same — with honesty, transparency, and care.
Just because you don't have a plan doesn't mean dental care has to be out of reach. We will always review your costs with you before any treatment begins, so you can make the decision that is right for you.
- You're still welcome — insurance or not.
- Treatment options are discussed openly and without pressure.
- Costs are reviewed with you before any treatment begins.
- Preventive care can still be affordable — ask about our self-pay rates.
- Emergency exams are available for $80, which includes a limited exam and select X-rays of the area you want us to evaluate.
Transparent Self-Pay Rates
We offer clear, straightforward self-pay pricing for patients without dental insurance. No hidden fees, no surprises. Ask our team about current rates for any service — we are happy to walk you through the costs before you commit to anything.
CareCredit Financing Available
We accept CareCredit, a healthcare credit card that lets you spread treatment costs into manageable monthly payments — often with no interest during the promotional period for qualified applicants.
Explore CareCredit OptionsNew Patient Special
First time visiting us without insurance? Ask about our new patient special — a comprehensive exam and full set of X-rays for $99. It's a great way to get a full picture of your oral health and understand your options before committing to any treatment.
We accept most PPO plans
Accepted Insurance Plans
We work with a wide range of insurance providers. Don't see yours listed? Give us a call — we may still be able to work with your plan. Want a tip? Scheduling an appointment allows us to verify your insurance faster!
Did You Know?
Most dental insurance benefits reset every calendar year. If you've already met your deductible or still have unused annual benefits, it may make sense to schedule recommended treatment before your benefits expire.
Don't see your insurance listed?
Our list is always growing. Give us a call, schedule an appointment, and we'll check whether we can work with your specific plan — we let you know before you come in so you can cancel if we don't take your plan. We work with many dental insurance plans, and our team is happy to verify your benefits before your visit. We want to make care accessible for every patient.
Know the difference
Dental Insurance vs. Dental Savings Plan
Not sure which type of coverage you have? Here is a simple breakdown.
| Feature | Dental Insurance | Dental Savings Plan |
|---|---|---|
| How you pay | Monthly or annual premium | Annual membership fee |
| How it works | Insurance pays a portion of covered services | Discounted rates at participating providers |
| Annual maximum | Yes — a cap on what insurance will pay per year | No annual maximum |
| Deductible | Yes — you pay this before benefits kick in | No deductible |
| Waiting periods | Often yes, especially for major procedures | Typically no waiting periods |
| Preventive coverage | Usually covered at 100% | Discounted rate — not free |
| Claim filing | Yes — claims submitted to insurer | No claims — pay discounted rate directly |
| Accepted here | Yes — most major PPO plans | Varies — ask our team |
Not sure which you have? Call us at (770) 691-5051 and we will help you figure it out.
Financing we accept
CareCredit at Merchant's Walk Dental
We do not offer in-house financing plans, but we do accept CareCredit — a healthcare credit card designed specifically for medical and dental expenses. CareCredit allows you to pay for treatment over time with manageable monthly payments.
We have CareCredit information available in our office, and you can also explore your options and apply directly through the link below. Approval decisions come from CareCredit, not from our office — but our team is happy to answer any questions about the process.
Explore CareCredit & ApplyWhen financing might be helpful
CareCredit is especially useful when you need treatment that exceeds your insurance maximum, when you have no insurance, or when you want to spread a larger treatment cost over several months.
How the application works
You can apply online at carecredit.com or in our office. The application takes just a few minutes and you receive a decision quickly. Once approved, you can use your CareCredit account right away.
Approval decisions come from CareCredit
CareCredit makes all approval and financing decisions independently. Our office does not influence the outcome, but we are happy to help you understand the process.
We can help answer your questions
If you have questions about whether CareCredit might work for your situation, just ask. Our team can walk you through how it works and what to expect.
Quick answers
Common Insurance Questions
The questions we hear most often — answered plainly and honestly. We help patients from East Cobb, Marietta, Roswell, Kennesaw, Smyrna, Woodstock, and surrounding communities understand their benefits before treatment. Have general dental questions? Visit our full FAQ page.
- Have questions about your insurance?
- Need help understanding your benefits?
- Not sure if your plan is accepted?
Call our friendly team — we are happy to help.
Insurance Questions
Frequently Asked Questions
Answers to the insurance and payment questions we hear most often.
Insurance networks and benefits can change over time. If you don't see your insurance plan listed or have questions about your coverage, please contact our office. Our team is happy to verify your benefits before your appointment and explain your estimated coverage.
Still have questions about your coverage?